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Have you been injured in a rideshare vehicle? Find out everything you need to know in our ultimate guide to Uber & Lyft accidents.
Author: J. Blake Ledbetter, Partner, Conoscienti & Ledbetter
Mr. Ledbetter specializes in civil litigation in metropolitan Atlanta, Georgia, and possesses vast experience in wrongful death lawsuits. Mr. Ledbetter was recognized as a SuperLawyers Rising Star in 2018 and 2019 in the area of Civil Litigation. Published on July 28, 2021, last updated on August 26, 2021.
You may have found yourself in an Uber Lyft accident, and you don’t know what to do. In our guide to Uber and Lyft accidents, you will learn more about such accidents and some tips on how to handle them.
Ridesharing is a form of transportation where an app connects drivers to individuals looking for a ride. Rideshare companies do not employ drivers or maintain driver’s cars. Instead, they work with them as independent contractors as they use their own personal vehicles.
Uber and Lyft are leading companies offering ride-sharing services in Georgia. Transportation network companies connect passengers with drivers who can offer paid services in their personal vehicles. The connection is made online using a smartphone app which makes the service different from taxi cabs.
Who Is Responsible in the Case of an Uber or Lyft Accident?
Who takes responsibility when an Uber or Lyft accident occurs depends on various factors. These include:
When the Uber or Lyft Driver Is Not Using the Uber App
In any case, where an accident occurred, and the Uber or Lyft driver is offline, Uber and Lyft do not insure the driver. Instead, the driver’s personal insurance covers all damages caused.
When the Driver Is Logged Into the App But Has Not Accepted a Ride Request
For accidents caused by the driver, Uber or Lyft provides liability coverage that takes care of suffered injuries for all parties involved and property damage. In these cases, each ride-share company offers $25k in property damage, $50k in bodily injury per person injured, and up to $100k for bodily injury per accident.
When The Driver Is On The Way To Pick Up Customer(s)
If the accident occurs when an Uber or Lyft driver is on the way to pick up a rider or when the driver is transporting a rider, both Uber and Lyft offer full coverage. The total insurance coverage comprises of the following:
- $1 million uninsured/underinsured motorist coverage per accident
- $1 million liability coverage per accident
When Other Drivers Cause the Accident
When an Uber or Lyft accident is caused by another driver who is not the ride-sharing driver, the at-fault driver takes responsibility for the compensation. Using a third-party car insurance claim, you can petition for compensation from the at-fault driver’s insurance cover or file a personal injury claim.
When the case is tough to decide who is at fault or the issue gets too complicated to handle, you can seek help from an Uber accident lawyer.
Speak with trusted Personal Injury Lawyer today, for free.
If you are involved in an Uber or Lyft car accident, the insurance company’s 1 million dollar insurance policy should cater for all damages. However, the insurance coverage has limitations to if the Uber driver was at fault or not. The insurance policy would reimburse you for damages if the accident happened exclusively in the course of your ride.
Insurance companies cover some losses like:
- Accident-related medical expenses
- Property damage
- Accident-related lost wages
- Wrongful death
Things No One Tells You About Uber And Lyft Accidents
There are specific details about Uber and Lyft accidents that are not mentioned often.
Lyft & Uber Accident Settlements
When one has inquired about injuries in a Lyft or Uber accident, and they are not at fault, they should get compensated for the injuries. Georgia law labels the compensation as “damages.” If a personal injury lawsuit is resolved before going to trial, the compensation comes in the form of a settlement.
Georgia law acknowledges various types of damages that can be compensated in Uber accident settlements that you should know if you are filing a rideshare accident claim in Georgia. Potential compensable damages include:
- Past medical bills
- Future medical bills
- Past and future pain and suffering
- Interference with daily living
- Lost wages
- Wrongful death
Here are some questions asked about Uber and Lyft accidents, along with answers from our experienced Uber accident lawyer.
Who’s Liable for a Fatal Collision Uber Accident?
In Georgia, the person responsible for the car accident is held liable for all costs. In some cases, the driver’s insurance company takes care of the damages.
Can You Sue an Uber Driver For Injuries in an Accident?
Whether you were using Uber as a passenger or are hit by an Uber while in another vehicle, you may be able to hire personal injury attorneys to sue an Uber driver for any injuries inquired.
Does Insurance Cover Uber and Lyft Drivers?
Their personal auto policy covers most Uber drivers. However, personal auto insurance policies exclude businesses meaning that the insurance coverage doesn’t apply when the driver uses their private vehicle for business.
Are Rideshares Dangerous?
Rideshare services offer cost-friendly and convenient services compared to taxis. Even so, one needs to be cautious when choosing a rideshare driver. If you have been injured in a rideshare vehicle, contact a personal injury lawyer experienced in Uber or Lyft accidents today.